12-Month Special Financing On Your Dream Ride! Apply Now Estimate Your Monthly Payments and Apply TodayMake the best decision on how to budget your purchase with Synchrony's convenient payment calculator.Start Calculating Apply Now *Subject to credit approval 1New Account APR is 29.99%. Minimum Interest Charge is $2. Card Benefits Calendar iconNo Annual Fee1No annual fee1 and $0 fraud liability Bicycle iconGet MovingDedicated credit limit for your future adventure needs. Clipboard iconConvenienceConvenient monthly payments and online account management Credit card iconSynchrony HOME NetworkBe a part of Synchrony’s HOME Network, accepted at thousands of locations nationwide. Visit the store locator here. How It WorksIn three easy steps, we'll have you ready to ride. 1Quick ApplicationApply in a snap with instant decisions for most. 2Use Card InstantlyYour card is ready to use if you're approved. 3Pay Over TimeConvenient monthly payment terms so you can finance with confidence. Ready to Ride?Start browsing for your dream bike now, or visit any Cadence Cyclery location and ask a sales associate for details. Road BikesShop Mountain BikesShop Fitness BikesShop E-BikesShop Apply Now*Subject to credit approval1 New account APR is 29.99%. Minimum interest charge is $2.